I believe that at some point in each of our lives, we realize we're heading down a dark financial path and that we need to make a change. For my husband and me, this thought had been lurking like a specter for months, even years, but we never talked about it. Finally, in March 2017, we had a brutal, tough conversation about where we stood, both financially and within our marriage. We realized that everything we wanted as a couple was going to be impossible if we didn't course-correct now, especially our goal to live in a place that would allow us to own a pet.
Debt is like gaining weight: it didn't all go on at once and it won't come off at once. It takes hard work, and changing the behaviors that sent you there in the first place. If you search for information on reducing debt on the internet, you'll find thousands of stories of people hacking at their debts in hundreds of different ways. That's not what this blog is about.
It's not designed to be flashy and pinnable. It's meant to be a place where we share the realities of the work that these changes will take. It's more than just reducing debt: it's addressing the things that make us spend, growing as a couple and setting goals that we want to reach together. We're honest about the fact that we're probably always going to have debt—in our world, there will always be a new car, an emergency purchase on a credit card or a mortgage—but we can do our best to limit it.
You won't find stories about how our parents bailed us out with a used car or living rent-free (although it did happen when we were younger), tales of couponing, or advice on what you should do. What you will find is the story of one couple who realized they were in trouble and decided to ask themselves if they wanted to order a pizza or save to someday afford a puppy.
Debt is like gaining weight: it didn't all go on at once and it won't come off at once. It takes hard work, and changing the behaviors that sent you there in the first place. If you search for information on reducing debt on the internet, you'll find thousands of stories of people hacking at their debts in hundreds of different ways. That's not what this blog is about.
It's not designed to be flashy and pinnable. It's meant to be a place where we share the realities of the work that these changes will take. It's more than just reducing debt: it's addressing the things that make us spend, growing as a couple and setting goals that we want to reach together. We're honest about the fact that we're probably always going to have debt—in our world, there will always be a new car, an emergency purchase on a credit card or a mortgage—but we can do our best to limit it.
You won't find stories about how our parents bailed us out with a used car or living rent-free (although it did happen when we were younger), tales of couponing, or advice on what you should do. What you will find is the story of one couple who realized they were in trouble and decided to ask themselves if they wanted to order a pizza or save to someday afford a puppy.
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